ICT · Investor Journey
How It Works
From wallet connect to quarterly yield — nine steps.
Connect Wallet
Initiate Sign-In With Ethereum (SIWE). Your wallet address becomes your platform identity. No email, no password.
Accredited Investor Verification
Sumsub KYC flow: identity verification, accreditation proof, source of funds, sanctions screening. Jurisdictional eligibility confirmed.
ONCHAINID Claims Issued
On successful verification, ONCHAINID issues cryptographic claims to your wallet: KYC, AML, accredited status, jurisdiction. These claims live onchain and gate all token interactions.
Access Data Room
With verified claims, unlock the full data room: investor memo, PPM, AIF track records, subscription documents.
Subscription Agreement
Review and sign the subscription agreement. Off-chain execution with onchain attestation.
Fund
Transfer USDC to the designated address, or send USD via wire. Minimum $25,000. Funds route through aarna's VASP (Circle Mint) to the GIFT City SPV.
ICT Minted
On subscription confirmation by the SPV, ICT tokens are minted directly to your wallet at the current quarterly NAV. You now hold a permissioned digital security representing your interest in Indian performing credit.
Quarterly Distributions
Yield from underlying AIFs flows through the SPV, converts to USD, and is distributed as USDC to your wallet each quarter. Pro-rata to your ICT holdings.
Redemption
Submit a redemption request during periodic windows (quarterly). The SPV redeems proportional AIF units, converts to USD, and returns USDC to your designated wallet. ICT tokens are burned.
Flow
Key details
Authentication
SIWE (Sign-In With Ethereum) — wallet-native, no passwords
KYC provider
Sumsub — accredited investor verification
Identity layer
ONCHAINID — cryptographic claims onchain
Settlement
USDC (primary) or USD wire
NAV pricing
Quarterly, 3-of-5 multisig attestation
Time to mint
Subject to KYC completion + funding confirmation + SPV processing
Accredited investors. $25K minimum.
Connect Wallet