aarna
ICT NAV$1.0237· Q1 2026
Target Yield8–9%· Net USD
Min Subscription$25K· Accredited
StandardERC-3643· Permissioned
RegulatorIFSCA· GIFT City
CustodyFireblocks· Institutional
SettlementUSDC· Circle Mint
ICT NAV$1.0237· Q1 2026
Target Yield8–9%· Net USD
Min Subscription$25K· Accredited
StandardERC-3643· Permissioned
RegulatorIFSCA· GIFT City
CustodyFireblocks· Institutional
SettlementUSDC· Circle Mint
India Yield Platform · IFSCA Sandbox · Stage 1 Approved

Indian Credit Yield, Onchain.

Regulated tokenised access to India's performing credit markets. GIFT City. IFSCA sandbox. ERC-3643. USDC / USD settlement.

LiveICT

First Product

India Credit Token

Beneficial interest in SEBI Category II performing credit AIFs, delivered as an ERC-3643 digital security. Multi-vintage Indian credit exposure, FX-hedged, settled in USD.

NAV per token (Q1 2026)

$1.0786

YTD

+7.86%

Q1 25Q2 25Q3 25Q4 25Q1 26
NAV attestation 3-of-5 multisig · IPFS-anchoredDetails

Target net USD yield

8–9%

Structural, FX-hedged, independent of US rate policy.

Regulatory status

IFSCA Sandbox
Stage 1 Approved

Full FME licence application in progress.

Minimum

$25K

Accredited only

Standard

ERC-3643

Permissioned

First subscriptions

Q2 2026

Mainnet

Indian performing credit produces 12–16% in INR. After FX-hedging and a regulated GIFT City wrapper, that arrives in a global investor's wallet as 8–9% net USD yield — structural, independent of US rate policy.

aarna IYP · Platform thesis · April 2026

Credibility

Five signals. No logos. Text-based authority.

IFSCA Sandbox

Stage 1 approved, April 2026.

SEBI Cat II AIFs

Audited performing credit partners.

ERC-3643

Permissioned digital securities.

Fireblocks

Institutional custody.

Sumsub + ONCHAINID

KYC-gated onchain identity.

Investor journey

From wallet connect to first distribution.

Five steps. No username or password. SIWE-native, KYC-gated, ONCHAINID-anchored at the token layer.

01

Connect Wallet

Sign-In With Ethereum (SIWE). MetaMask, Fireblocks, Coinbase Wallet, Ledger supported.

02

Complete KYC

Sumsub-powered identity verification. Accredited investor status confirmed.

03

ONCHAINID Issued

Onchain identity claims (KYC, AML, accreditation, jurisdiction) bound to your wallet.

04

Access Data Room

VC Memo, ICT Product Brief, AIF partner materials. All gated behind verified identity.

05

Subscribe

Fund via USDC or USD wire. ICT minted to your wallet on AIF subscription confirmation.

The Opportunity

$4 trillion in Indian financial markets. Zero regulated onchain access — until now.

aarna IYP is building the regulated infrastructure to change that — one instrument at a time, starting with credit.

Choose your path

Two ways onto the platform.

For accredited investors

Subscribe directly to ICT.

Connect your wallet, complete Sumsub KYC, hold an ERC-3643 permissioned digital security at GIFT City. Quarterly USD distributions in USDC.

  • Target 8–9% net USD yield · FX-hedged
  • Quarterly distributions to your wallet
  • $25K minimum · ONCHAINID-anchored
  • Periodic redemption windows

For wealth platforms & AIF managers

Distribute via API rails.

API-first onboarding, white-label Sumsub KYC, programmatic subscription on behalf of accredited clients. Earn distribution fees, retain client relationships.

  • API key + HMAC authentication
  • OpenAPI spec · sandbox credentials
  • Programmable subscription & redemption
  • Monthly attribution & reporting

1 Target yield based on historical performance of underlying SEBI Cat II performing credit AIFs (12–16% INR gross) net of FX hedging costs, platform fees, and SPV expenses. Not a guarantee of future returns. NAV per token is illustrative for Q1 2026 reporting cycle. For accredited investors only. Last updated: April 2026.

IFSCA FinTech Sandbox — Stage 1 Approved (April 2026). Full FME application in progress. aarna is not a licensed financial market entity. Confidential — for accredited investors only. This material does not constitute an offer to sell or solicitation to purchase securities. Participation is limited to accredited investors as defined under IFSCA regulations. $25,000 USD minimum. Past performance of underlying AIFs does not guarantee future results. Target yields are estimates, not guarantees.